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Almaty
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+7 (727) 250-30-20 Free call over Kazakhstan

в настоящий момент низкая загруженность

Ожидание ответа до 30 сек

Ответим Вам прямо сейчас

5030 Сотовый

Credit card of Sberbank

If you need money, you may implement your goals with the help of credit cards from Sberbank.​

Opportunity to get up to KZT 2.5 mln as quick as possible.

  • Loan amount: up to KZT 2.5 mln for any purposes
  • Interest rate: from 19% in KZT (annual effective interest rate - from 20.6%)
  • Loan term: up to 1 year with an opportunity of automatic repeated prolongation for further 12 calendar months

Main advantages:​

- Non-collateral, for any purposes;

- Only 1 document – identity document;

- 50 days of grace period;

- Special terms for SB Sberbank JSC employees;

- We offer payment cards. VISA Electron/Maestro, VISA Classic/MasterCard Standard, VISA Gold/MasterCard Gold,VISA Platinum/MasterCard Platinum, VISA Infinite/MasterCard World Elite, VISA Infinite Exclusive.

Loan purpose

for consumption

Loan currency

KZT

USD - only on security of deposit

Minimum loan amount

KZT 50,000 or equivalent in other currency

Loan amount

For the Bank's depositors (secured by deposit) - up to 90% of the deposit amount

For others - up to KZT 2.5 mln

Grace period

before the 20th day of each month following the reporting calendar month*, at full repayment.

* Reporting period — from the first to the last day of the month of loan utilization.

Minimum monthly payment​

5% of the amount of the utilized loan limit as repayment of the principal debt

+ accrued interest on the amount of the utilized loan limit.

Fees​

as per standard tariffs of the Bank

Term, months

Individuals

Payroll card program, Category 1, VIP clients

12 months

 

 19% - 25%*

 

 23% - 27%**

 *annual effective interest rate - from 20,6% %

**annual effective interest rate - from 25,5%

Age at the moment of granting the loan

above 21 years

Maximum age

at a loan maturity – fifty eight (58) for women and sixty three (63) for men

Employment history

not less than four (4) months at the last workplace prior to the date of a loan application. The general uninterrupted employment history of an individual shall be not less than six (6) months.

The following is required for consideration of the application:

  • Application form;
  • Identity card/passport/residence permit;
  • Original consent of the subject of a loan history to issue a loan report from loan bureaus;
  • Original consent of the subject of a loan history to provide their details to loan bureaus;
  • Original consent to the provision of information from SCPP to the Bank.
  • For borrowers under Investors category (on the security deposit) are provided additional documents required for registration of deposit as collateral.
  • Account statement / earnings statement / other documents reflecting and confirming the borrower's income for the last 6 months.

The loan is granted in Sberbank outlets:

  • employees of the Bank - in a branch at place of employment;
  • employees of organizations involved in the Payroll card program who receive salaries on the cards of the Bank - in any branch of the Bank;
  • VIP - at the Bank's branch at place of banking service
  • Individuals having deposits in the Bank (secured by bank deposit/unsecured) - at the Bank's branch where deposits were opened;
  • Individuals who do not refer to categories 1-4 - in any branch of the Bank.

Monthly payment due date

Before the 20th day of each month following the reporting calendar month.

Interests repayment procedure

Interests for utilized loan limit shall be paid once per month.

Interests accrue every day on actually utilized amount of the loan limit.

Partial or full loan prepayment

Upon request that contains the date of prepayment, the amount and account from which the funds are to be transferred. The date of prepayment stated in the request shall be a business day.

Minimum amount of prepaid loan is not limited.

No prepayment fee.

To obtain a card:

  • Please visit a Sberbank office.
  • Provide the documents required to obtain a credit card.
  • Fill in and sign the Application to Obtain a Card.

Penalty for delayed loan repayment

0.25% (zero point two five percent) per each calendar day of delay of the outstanding principal debt and interest, but no more than 10% (ten percent) of the originated loan amount for each year of the loan agreement.

For more information you can contact the bank branch in your city or please call the Contact center 8 (727) 250-30-20, in other regions of Kazakhstan: 8-8000-808-808

Good to know

For more information you can contact the Bank's office in your city or please call the Contact Center 8 (727) 250-30-20,  in other regions of Kazakhstan: 8-8000-808-808

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Almaty

Free call over Kazakhstan +7 (727) 250-30-20
Сотовый 5030