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Take out a loan
Consumer loans for any purposes
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Accumulate and save
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Invest and earn
Open unallocated bullion account
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Loan purpose |
for consumption |
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Loan currency |
as per currency of the deposit |
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Loan amount |
up to 90% of the deposit |
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Lending term |
no longer than the term of Deposit Agreement |
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Interest rate*
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effective deposit rate + margin for the period of up to 12 months +3% for the period of 12 months and more +4% |
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Loan documentation execution fee |
0% of the loan amount, one-time payment |
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Fee for crediting funds to the account |
2% of the loan amount, one-time payment |
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Prepayment fee |
0%, no penalties |
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Fee for cash withdrawal |
0% of the loan amount, one-time payment |
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Repayment of loan and interest |
Repayment of loan and interest loan shall be repaid in annuity/differentiated monthly payments |
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*Interest rates are approved by the Asset and Liability Management Committee of the Bank dated January 30, 2015, No. 05 |
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