Credit cards

How to get loan

Loan purpose	for consumption
Loan currency	KZT
Minimum loan amount	KZT 50,000 or equivalent in other currency
Loan amount	For others - up to KZT 2.5 mln
Grace period	before the 20th day of each month following the reporting calendar month, at full repayment. Reporting period — from the first to the last day of the month of loan utilization.
Minimum monthly payment	5% of the amount of the utilized loan limit as repayment of the principal debt + accrued interest on the amount of the utilized loan limit.
Fees	as per standard tariffs of the Bank

Loan benefits

- Non-collateral, for any purposes;

- Only 1 document – identity document;

- 50 days of grace period;

- Special terms for SB Sberbank JSC employees;

- We offer payment cards of international payment systems: VISA и MasterCard

Loan receiving and servicing

The loan is granted in Sberbank outlets:

employees of the Bank - in a branch at place of employment;
employees of organizations involved in the Payroll card program who receive salaries on the cards of the Bank - in any branch of the Bank;
VIP - at the Bank's branch at place of banking service
Individuals having deposits in the Bank (secured by bank deposit/unsecured) - at the Bank's branch where deposits were opened;
Individuals who do not refer to categories 1-4 - in any branch of the Bank.

Monthly payment due date

Before the 20th day of each month following the reporting calendar month.

Interests repayment procedure

Interests for utilized loan limit shall be paid once per month.

Interests accrue every day on actually utilized amount of the loan limit.

Partial or full loan prepayment

Upon request that contains the date of prepayment, the amount and account from which the funds are to be transferred. The date of prepayment stated in the request shall be a business day.

Minimum amount of prepaid loan is not limited.

No prepayment fee.

To obtain a card:

Please visit a Sberbank office.
Provide the documents required to obtain a credit card.
Fill in and sign the Application to Obtain a Card.

Penalty for delayed loan repayment

0.25% (zero point two five percent) per each calendar day of delay of the outstanding principal debt and interest, but no more than 10% (ten percent) of the originated loan amount for each year of the loan agreement.

Should you need more information, please contact the Bank's outlets in your city or the Call Centre 8 (727) 250-30-20 in other regions of Kazakhstan: 8-8000-808-808

Ваш регион: Almaty

+7 (727) 250-30-20

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