"Manage" deposit

Accumulate with comfort!

The most favourable conditions for the placing your money:

– partial withdrawal of up to the minimum balance amount and the early termination without losing of accrued interest;

- opportunity to select a type of interest payment: monthly payment, capitalization or capitalization with quarterly payment;

- automatic deposit prolongation unlimited number of times;

- additional contributions are made with restrictions and specified in the Bank Deposit Contract;

- the interest may be paid to a savings, current, bank card account or in cash at the bank's cash desk;

- conversion is made with no limitations;

*Income in the form of interest on deposits of the individuals being non-residents is subject to individual income taxes according to the Code of the Republic of Kazakhstan "On taxes and other mandatory payments to the budget" from January 1, 2018. The rate of individual income tax is 15.

Interest rates:

Currency	Minimum balance	Deposit term (in months)
		12
		Interest rate (% per annum)
	15 000	6,5 6,7*
KZT	2 000 000	7,0 7,2*
	10 000 000	7,5 7,8*
	100	10	0,05 0,1*	0,05 0,1*	0,05 0,1*
USD	10 000	6 00
	50 000	29 500
	100	10	0,0 0,0*	0,0 0,0*	0,0 0,0*
EUR	10 000	5 500
	45 000	27 500
	3 000	600	1,5 1,5*	1,5 1,5*	1,5 1,5*
RUB	350 000	350 000
	2 000 000	2 000 000

* Annual effective interest rate

** Ground: Decision of the Asset and Liability Management Committee of SB Sberbank JSC No. 43 dated November 9, 2017

How to issue

Please visit a Sberbank outlet in your region.
Sign all the required deposit documents.
Deposit money to the savings account.

Terms of deposit

Period of deposit	12 months
Deposit currency	KZT / RUB / USD / EUR
Minimum deposit amount	15 000/ 2 000 000/ 10 000 000 KZT 600/ 350 000/ 2 000 000 RUB 10/ 6 000/ 29 500 USD 10/ 5 500/ 27 000 EUR
Replenishment	Additional contributions are made with restrictions and specified in the Bank Deposit Contract
Partial withdrawal	To the level of the minimum of the minimum residue without loss of accrued interest

Interests accrual

The interest is accrued on the amount of initial contribution and the amount of additional contributions at the interest rate set for the amount of initial contributions.
The interest rate is not subject to changes during the principal deposit time.
When you open a deposit, the depositor can choose the following order of calculation and payment of remuneration:

- fee is ranked (capitalized) to the remainder of the contribution at the end of each monthly period and is paid at maturity of the deposit;

- fee is ranked (capitalized) to the remainder of the contribution at the end of each monthly period and is paid at the end of each subsequent three-month period;

- the remuneration is paid at the end of each monthly period.

Accrual terms of remuneration in case of partial withdrawal and early termination

Fee is accrued at the rate of remuneration set for the amount of down payment for the actual number of days of finding money in the contribution. That is, without loss of accrued interest.

Terms of prolongation

The deposit is automatically prolongated under conditions and with the interest rate applicable to Manage Deposit as of the prolongation date.
The number of prolongations is not limited.

How to open

Please visit a Sberbank outlet in your region.
Sign all the required deposit documents.
Deposit money to the savings account.

Good to know

Ваш регион: Almaty

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