Mobile Deposit

Deposit period: from 90 to 1,096 days*;
Currency: KZT, USD, EUR, RUB;
Minimum deposit amount: from KZT 150,000, USD 850, EUR 600, RUB 29,500;
Maximum deposit amount: up to KZT 100 billion / equivalent in RUR, up to USD 20 million, up to EUR 5 million;
Payment of interest: monthly/quarterly/annually/at maturity;
Additional contributions: yes;
Additional contribution amount: without restrictions;
Partial withdrawals: yes, not less than minimum balance amount;
Premature withdrawal: according to effective rates for premature withdrawal;
Extension: yes;

Interest rates on deposits of legal entities through Sberbank Business Online service

KZT
Term per days	Mobile E-Deposit
	Minimum balance amount
	KZT 150 000			KZT 1 mln			KZT 5 mln
	up to 100 mln	from 100 to 1 000 mln	From 1 000 mln	from100 mln	from 100 to 1 000 mln	from1 000 mln	from 100 mln	from 100 to 1 000 mln	from 1 000 mln
90-120	4,30%	4,70%	5,10%	4,40%	4,80%	5,20%	4,70%	4,90%	6,50%
121-150	4,60%	5,00%	5,10%	4,70%	5,10%	5,20%	5,00%	5,20%	6,50%
151-180	4,80%	5,10%	5,10%	4,90%	5,20%	5,20%	5,20%	5,80%	6,50%
181-270	5,20%	5,80%	5,85%	5,30%	5,90%	5,95%	5,90%	6,80%	7,25%
271-365	5,85%	6,50%	6,60%	5,95%	6,60%	6,70%	6,90%	7,00%	8,00%
366-732	6,80%	7,20%	7,60%	6,90%	7,30%	7,70%	7,20%	7,40%	8,00%
733-1096	7,10%	7,50%	7,60%	7,20%	7,60%	7,70%	7,50%	7,70%	8,00%

USD
Term per days	Mobile E-Deposit
	Minimum balance amount
	USD 850			USD 27 500			USD 55 000
	up to 500 ths	from 500 ths to 5 500 ths	from 5 500 ths	Up to 500 ths	from 500 ths to 5 500 ths	from 5 500 ths	up to 500 ths	from 500 ths to 5 500 ths	from 5 500 ths
90-120	0,19%	0,20%	0,21%	0,20%	0,21%	0,22%	0,21%	0,22%	0,25%
121-150	0,20%	0,21%	0,22%	0,21%	0,22%	0,23%	0,22%	0,23%	0,25%
151-180	0,21%	0,22%	0,23%	0,22%	0,23%	0,24%	0,23%	0,24%	0,25%
181-270	0,25%	0,28%	0,30%	0,28%	0,31%	0,32%	0,31%	0,34%	0,35%
271-365	0,30%	0,60%	0,95%	0,35%	0,65%	0,97%	0,40%	0,70%	1,00%
366-732	0,60%	0,70%	0,95%	0,65%	0,75%	0,97%	0,70%	0,80%	1,00%
733-1096	0,70%	0,80%	0,95%	0,75%	0,85%	0,97%	0,80%	0,90%	1,00%

EUR
Term per days	Mobile E-Deposit
	Minimum balance amount
	EUR 600			EUR 20 000			EUR 40 000
	up to 400 ths	from 400 ths to 4 000 ths	from 4 000 ths	up to 400 ths	from 400 ths to 4 000 ths	from 4 000 ths	up to 400 ths	from 400 ths to 4 000 ths	from 4 000 ths
90-120	0,00%
121-150
151-180
181-270
271-365
366-732
733-1096

RUB
Term per days	Mobile E-Deposit
	Minimum balance amount
	RUR 29 500			RUR 977 000			RUR 1 954 000
	up to 20 mln	from 20 mln to 200 mln	from 200 mln	up to 20 mln	from 20 mln to 200 mln	from 200 mln	up to 20 mln	from 20 mln to 200 mln	from 200 mln
90-120	2,50%	2,60%	2,70%	2,60%	2,70%	2,90%	2,70%	2,90%	5,00%
121-150	2,60%	2,70%	2,80%	2,70%	2,80%	3,00%	2,80%	3,00%	5,00%
151-180	2,70%	2,80%	2,90%	2,80%	2,90%	3,10%	2,90%	3,10%	5,00%
181-270	2,80%	2,90%	2,96%	2,90%	3,10%	3,16%	3,10%	3,20%	5,00%
271-365	3,20%	3,40%	3,50%	3,60%	3,70%	3,80%	3,70%	3,80%	5,00%
366-732	4,20%	4,40%	4,50%	4,50%	4,60%	4,80%	4,60%	4,80%	5,00%
733-1096	4,40%	4,60%	4,70%	4,60%	4,80%	4,90%	4,70%	4,90%	5,00%

Interest rates on deposits of individual entrepreneurs

KZT
Term per days	Mobile
	Minimum balance amount
	KZT 150 000			KZT 1 mln			KZT 5 mln
	up to 100 mln	from 100 to 1 000 mln	from 1 000 mln	up to 100 mln	from 100 to 1 000 mln	from 1 000 mln	up to 100 mln	from 100 to 1 000 mln	from 1 000 mln
90-120	2,80%	3,20%	3,60%	2,90%	3,30%	3,70%	3,20%	3,40%	4,00%
121-150	3,10%	3,50%	3,60%	3,20%	3,60%	3,70%	3,50%	3,70%	4,00%
151-180	3,30%	3,60%	3,60%	3,40%	3,70%	3,70%	3,70%	3,80%	4,00%
181-270	3,70%	4,30%	4,35%	3,80%	4,40%	4,45%	4,10%	4,50%	4,75%
271-365	4,35%	5,00%	5,10%	4,45%	5,10%	5,20%	4,75%	5,20%	5,50%
366-732	5,30%	5,70%	6,10%	5,40%	5,80%	6,20%	5,70%	5,90%	6,50%
733-1096	5,60%	6,00%	6,10%	5,70%	6,10%	6,20%	6,00%	6,20%	6,50%

USD
Term per days	Mobile
	Minimum balance amount
	USD 850			USD 27 500			USD 55 000
	up to 500 ths	from 500 ths to 5 500 ths	from 5 500 ths	up to 500 ths	from 500 ths to 5 500 ths	from 5 500 ths	up to 500 ths	from 500 ths to 5 500 ths	from 5 500 ths
90-120	0,09%	0,10%	0,11%	0,10%	0,11%	0,12%	0,11%	0,12%	0,15%
121-150	0,10%	0,11%	0,12%	0,11%	0,12%	0,13%	0,12%	0,13%	0,15%
151-180	0,11%	0,12%	0,13%	0,12%	0,13%	0,14%	0,13%	0,14%	0,15%
181-270	0,15%	0,18%	0,20%	0,18%	0,21%	0,22%	0,21%	0,24%	0,25%
271-365	0,20%	0,50%	0,85%	0,23%	0,53%	0,87%	0,26%	0,56%	0,90%
366-732	0,50%	0,60%	0,85%	0,55%	0,65%	0,87%	0,60%	0,70%	0,90%
733-1096	0,60%	0,70%	0,85%	0,65%	0,75%	0,87%	0,70%	0,80%	0,90%

EUR
Term per days	Mobile
	Minimum balance amount
	EUR 600			EUR 20 000			EUR 40 000
	up to 400 ths	from 400 ths to 4 000 ths	from 4 000 ths	up to 400 ths	from 400 ths to 4 000 ths	from 4 000 ths	up to 400 ths	from 400 ths to 4 000 ths	from 4 000 ths
90-120	0,00%
121-150
151-180
181-270
271-365
366-732
733-1096

RUB
Term per days	Mobile
	Minimum balance amount
	RUR 29 500			RUR 977 000			RUR 1 954 000
	up to 20 mln	from 20 mln to 200 mln	from 200 mln	up to 20 mln	from 20 mln to 200 mln	from 200 mln	up to 20 mln	from 20 mln to 200 mln	from 200 mln
90-120	1,50%	1,60%	1,70%	1,60%	1,70%	1,90%	1,70%	1,90%	2,20%
121-150	1,60%	1,70%	1,80%	1,70%	1,80%	2,00%	1,80%	2,00%	2,20%
151-180	1,70%	1,80%	1,90%	1,80%	1,90%	2,10%	1,90%	2,10%	2,20%
181-270	1,80%	1,90%	1,96%	1,90%	2,10%	2,16%	2,10%	2,20%	2,26%
271-365	2,50%	2,70%	2,80%	2,90%	3,00%	3,10%	3,00%	3,10%	3,33%
366-732	3,50%	3,70%	3,80%	3,90%	4,00%	4,10%	4,00%	4,10%	4,75%
733-1096	3,90%	4,10%	4,20%	4,30%	4,40%	4,50%	4,40%	4,50%	4,75%

Interest rates on deposits of individual entrepreneurs

			Mobile
	KZT
Term per days	Minimum balance amount
	KZT 150 000			KZT 1 mln			KZT 5 mln
	up to 100 mln	from 100 to 1 000 mln	from 1 000 mln	up to 100 mln	from 100 to 1 000 mln	from 1 000 mln	up to 100 mln	from 100 to 1 000 mln	from 1 000 mln
90-120	2,80%	3,20%	3,60%	2,90%	3,30%	3,70%	3,20%	3,40%	4,00%
121-150	3,10%	3,50%	3,60%	3,20%	3,60%	3,70%	3,50%	3,70%	4,00%
151-180	3,30%	3,60%	3,60%	3,40%	3,70%	3,70%	3,70%	3,80%	4,00%
181-270	3,70%	4,30%	4,35%	3,80%	4,40%	4,45%	4,10%	4,50%	4,75%
271-365	4,35%	5,00%	5,10%	4,45%	5,10%	5,20%	4,75%	5,20%	5,50%
366-732	5,30%	5,70%	6,10%	5,40%	5,80%	6,20%	5,70%	5,90%	6,50%
733-1096	5,60%	6,00%	6,10%	5,70%	6,10%	6,20%	6,00%	6,20%	6,50%

	USD
Term per days	Minimum balance amount
	USD 850			USD 27 500			USD 55 000
	up to 500 ths	from 500 ths to 5 500 ths	from 5 500 ths	up to 500 ths	from 500 ths to 5 500 ths	from 5 500 ths	up to 500 ths	from 500 ths to 5 500 ths	from 5 500 ths
90-120	0,09%	0,10%	0,11%	0,10%	0,11%	0,12%	0,11%	0,12%	0,15%
121-150	0,10%	0,11%	0,12%	0,11%	0,12%	0,13%	0,12%	0,13%	0,15%
151-180	0,11%	0,12%	0,13%	0,12%	0,13%	0,14%	0,13%	0,14%	0,15%
181-270	0,15%	0,18%	0,20%	0,18%	0,21%	0,22%	0,21%	0,24%	0,25%
271-365	0,20%	0,50%	0,85%	0,23%	0,53%	0,87%	0,26%	0,56%	0,90%
366-732	0,50%	0,60%	0,85%	0,55%	0,65%	0,87%	0,60%	0,70%	0,90%
733-1096	0,60%	0,70%	0,85%	0,65%	0,75%	0,87%	0,70%	0,80%	0,90%

	EUR
Term per days	Minimum balance amount
	EUR 600			EUR 20 000			EUR 40 000
	up to 400 ths	from 400 ths to 4 000 ths	from 4 000 ths	up to 400 ths	from 400 ths to 4 000 ths	from 4 000 ths	up to 400 ths	from 400 ths to 4 000 ths	from 4 000 ths
90-120	0,00%
121-150
151-180
181-270
271-365
366-732
733-1096

	RUB
Term per days	Minimum balance amount
	RUR 29 500			RUR 977 000			RUR 1 954 000
	up to 20 mln	from 20 mln to 200 mln	from 200 mln	up to 20 mln	from 20 mln to 200 mln	from 200 mln	up to 20 mln	from 20 mln to 200 mln	from 200 mln
90-120	0,10%	0,20%	0,30%	0,25%	0,35%	0,45%	0,50%	0,60%	0,70%
121-150	0,40%	0,50%	0,60%	0,55%	0,65%	0,75%	1,10%	1,20%	1,30%
151-180	0,70%	0,80%	0,90%	0,85%	0,95%	1,00%	1,50%	1,60%	1,70%
181-270	1,00%	1,10%	1,20%	1,10%	1,30%	1,40%	1,60%	1,70%	1,80%
271-365	1,40%	1,50%	1,60%	1,70%	1,80%	1,90%	1,80%	1,90%	2,00%
366-732	2,00%	2,00%	2,00%	2,00%	2,00%	2,00%	2,00%	2,00%	2,00%
733-1096	2,00%	2,00%	2,00%	2,00%	2,00%	2,00%	2,00%	2,00%	2,00%

Interest rates at early deposit withdrawal

Interest rates (% per annum) at early deposit withdrawal depending on actual period of placing money on deposit.

Currency	Term per days
Currency	Up to 90 days inclusive	From 91 to 180 days inclusive	From181 to 365 days inclusive	From 366 days and more
KZT	0,00%	0,10%	1,00%	2,00%
USD	0,00%	0,00%	0,00%	0,00%
EUR	0,00%	0,00%	0,00%	0,00%
RUB	0,00%	0,05%	0,50%	1,00%

*Ground: Decision of Asset and Liability Management Committee of SB Sberbank JSC №29 §9a dated August 3, 2017

Basic interest rates on deposits

Deposit currency	Basic interest rate, % per annum
KZT	0,25%
USD	0,00%
EUR	0,00%
RUB	0,10%

*Ground: Decision of Asset and Liability Management Committee of SB Sberbank JSC №29 §10a dated August 3, 2017

Ваш регион: Almaty

+7 (727) 250-30-20

Сотовый 5030